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L21

Motor Vehicle for Company Purpose

Topic 8 of 8 6 min driver

This topic covers the formal policy governing use of personal vehicles for Cassano’s deliveries. If you drive for Cassano’s, you must read and understand this before your first delivery run.

Personal Vehicle Requirement

Cassano’s delivery drivers use their own personal vehicles. This means:

  • Your vehicle must be in safe operating condition at all times
  • You are responsible for your vehicle’s maintenance — tires, brakes, lights, registration
  • Cassano’s does not maintain, inspect, or repair personal vehicles

Insurance Requirement

Required Before First Delivery

You must maintain personal automobile liability insurance that meets or exceeds Ohio’s minimum requirements:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $25,000 property damage per accident

Your insurance card must be on file with your manager before your first delivery. This is not a suggestion — it is a condition of the driver role.

Cassano’s Liability

Cassano’s is not liable for accidents involving your personal vehicle. When you drive for a delivery:

  • You are operating your own vehicle
  • Your personal auto insurance policy is the primary coverage for any accident
  • Cassano’s liability does not extend to damage to your vehicle, the other party’s vehicle, or injuries sustained in an accident involving your personal vehicle

Driving Record

Cassano’s reserves the right to conduct driving record checks. You may be disqualified from the driver role if you have:

  • A suspended or revoked license
  • Multiple moving violations in the past 12 months
  • A DUI or reckless driving conviction in the past 3 years
  • Any pattern of at-fault accidents

Keep your license current and your record clean. Notify your manager immediately if your license status changes.

In the Event of an Accident

Follow this sequence exactly:

  1. Pull over safely and turn on hazard lights
  2. Check for injuries — call 911 if anyone is hurt
  3. Call your manager — before moving the vehicle if possible
  4. Exchange information with the other driver: name, insurance company, policy number, license plate, driver’s license number
  5. Take photos of both vehicles, the scene, and any visible damage
  6. Do not admit fault — do not say “I’m sorry,” do not agree that you caused the accident, even if you believe you did. Insurance companies and attorneys determine fault — not drivers at the scene
  7. Complete an incident report with your manager before your shift ends

While on Delivery

  • Obey all traffic laws — speed limits, stop signs, red lights — at all times
  • No phone use while driving (hands-free navigation is the only exception)
  • Do not carry unauthorized passengers in your vehicle during delivery runs
  • If you feel unsafe driving — weather, fatigue, vehicle issue — pull over and call your manager

Your safety and the safety of everyone else on the road is more important than delivery time.

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